BLUE WATER Financial Technologies
Blue Water Financial Technologies’ Digital Mortgage Asset Platform empowers client’s decision making with easy-to-use technology. Our solutions, software, and services are designed to provide transparency around profitability, mitigate risk, and enhance liquidity of mortgage asset portfolios.
Transforming Digital Mortgage Asset Management
With a commitment to conservative risk management and deep regulatory insight, Blue Water provides comprehensive modeling capabilities, oversight guided by risk limits, and precise attribution. Our key pillars of success encompass pricing, distribution, risk management, and operational excellence
Mortgage Analytical Insights
Technology solutions that provide
real-time, cost-effective price
transparency, liquidity, and risk
management capabilities.
Innovative Asset Trading Platform
Tailored solutions and strategies leverage
distribution decisions to optimize costs,
reduce overhead, and maximize value
Customized Hedging Solutions
Utilizing advanced valuation models that
are highly sophisticated, we aim to
minimize risk and enhance the liquidity of
mortgage asset portfolios
Solutions
With a deep understanding of the market, Blue Water has created vertically integrated technology solutions to monitor the market and service your business portfolio. Our commitment is to provide clients with solutions, software, and services that provide transparency around profitability, mitigate risk, and enhance the liquidity of their mortgage asset portfolios.
Mortgage Servicing Rights (MSR) & Mortgage Asset Experience
At Blue Water we partner with our clients in every aspect of the Mortgage Asset. From trading bulk MSR to providing various PaaS (Platform as a Service) offerings. These include unbiased, loan level pricing exchange solutions, bespoke or AI-based self-service real-time loan-level valuation, electronic transfer, and a proprietary OCR and Machine Learning powered quality assurance reviews that examine over 3,400 fields and 1,800 rules to generate possible exceptions for remediation. Blue Water leverages its employees’ 100+ combined years of industry and capital markets expertise to deliver the best products to our clients. Blue Water’s technology is proprietary and processed onshore. Portfolio Hedging services* are also available.
Staff Composition & Capabilities
Blue Water is a collective of technologists, data scientists, financial mathematicians, fixed income traders, econometricians, and portfolio managers committed to solving the complex problems of the mortgage market. Our deep development team operates on an agile framework and runs 24 sprints a year to meet our customers’ specific needs.
Client Composition
Blue Water partners with originators, REITS, IMBs, TPR’s and Banks to perform quality assurance reviews, exception remediation electronic transfers and support a variety of white labeled platform enabled functions.
Universal All-Digital Electronic Review, Remediation, and Transfer of Your Mortgage Assets
Assists buyers and sellers of Mortgage Assets.
Prepares Mortgage Loan file documentation.
Required for settling an MSR transaction.
Facilitates smooth transactions.
Ensures compliance with regulatory requirements.
Provides support throughout the transaction process.
Enhances efficiency in the transfer of services.
Live Marketplace for MSR and Mortgage Assets
Assists buyers and sellers of MSRs.
Determines real-time prices.
Facilitates transactions when prices meet criteria.
Provides a platform for efficient transactions.
Offers transparency in pricing.
Supports decision-making with accurate data.
Enhances market liquidity.
Tradable Seasoned Pricing Delivered at your Fingertips
Assists buyers and sellers of Mortgage Loans and MSRs.
Negotiates transactions.
Provides expertise in brokerage services.
Facilitates bulk transactions.
Offers market insights and analysis.
Ensures confidentiality and security.
Enhances transaction speed and accuracy.
Portfolio Interest Rate Risk Management
Provides hedging services for Mortgage Loans and MSR portfolios.
Offers risk management solutions.
Helps clients manage market fluctuations.
Supports strategic decision-making.
Ensures compliance with industry standards.
*Disclosures
Blue Water Financial Technologies, or “Blue Water” is the marketing name for a group of affiliated companies providing a range of services for which Blue Water Financial Technologies Holdings Company, LLC is the parent. This material is for general information purposes only and is not intended to provide specific advice or a specific recommendation. A suite of MSR related technology-enabled services are provided by Blue Water Financial Technologies Services, LLC including but not limited to MSR-X. For more information regarding Blue Water’s services or entities, please visit Blue Water Financial Technologies
Monitor the Value of Your Mortgage Asset Portfolio
Pricing of any asset, whether it be whole-loans or MSR is at the heart of how anyone thinks strategically around that asset. Blue Water Financial Technologies has a solid and deep understanding of the key facets required in MSR valuation. For a model to have tractability it must be realistic, internally consistent and explainable. Given the core emphasis of MSR valuation to other key elements of what Blue Water Financial Technologies does, we are forced to place tremendous emphasis on a bottom’s up, rigorous valuation model.
We would be remiss if we viewed Pricing or Valuation as its own “silo” in terms of what we do. In fact, we believe that the interconnected nature of Pricing, Risk Management, Distribution and Operational Focus creates the need for a more integrative approach. We leverage our integrative approach and the associated feedback loop as key differentiator and value creator for our firm and its customers.
3rd Party Mortgage Portfolio Valuation
Analyzes portfolios of Mortgage Loans and MSRs.
Determines current value of portfolios.
Provides expert valuation services.
Assists clients in making informed decisions.
Offers customized solutions.
Enhances investment strategies.
Supports competitive bidding processes.
Turnkey Third Party Origination (TPO) Platform Across all Mortgage Assets
Allows Third Party Origination, Pricing, and Purchase of Mortgage Loans.
Facilitates Transfer of Mortgage to initial mortgage subservicer.
Provides a comprehensive service platform.
Streamlines the mortgage process.
Ensures compliance with regulatory requirements.
Offers end-to-end support.
Enhances operational efficiency.
100% All Digital Loan File Review for Pre & Post Close
Automates review of electronic loan files.
Identifies issues related to underwriting and investor delivery.
Detects missing documents and data.
Highlights problems requiring manual review.
Ensures quality assurance in the loan process.
Enhances accuracy and compliance.
Reduces processing time.
Supports continuous improvement.
*Disclosures
Blue Water Financial Technologies, or “Blue Water” is the marketing name for a group of affiliated companies providing a range of services for which Blue Water Financial Technologies Holdings Company, LLC is the parent. This material is for general information purposes only and is not intended to provide specific advice or a specific recommendation. A suite of MSR related technology-enabled services are provided by Blue Water Financial Technologies Services, LLC including but not limited to MSR-X. For more information regarding Blue Water’s services or entities, please visit Blue Water Financial Technologies
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